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$TRV 2Q15 Q&A: On capital generation and deployment, a question asked by Nannizzi of Goldman Sachs, Jay said, company will look for opportunities to organically grow business and do some M&A that requires capital. Overall it’s a matter of finding those opportunities and will return excess capital on real-time basis if we can’t find opportunities.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.