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$NTRS' net interest income on an FTE basis rose 9% YoverY to $296MM in 4Q15. The increase was the result of higher levels of earning assets and an increase in net interest margin (NIM). Net interest margin reported was 1.11%, up from 1.08% in the prior-year quarter, primarily reflecting higher yields on earning assets.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.