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Hopkins, Minnesota-based $UNH said medical costs were well managed and controlled in health benefits. The company added that its consolidated care ratio was 81.7 in 1Q16. Prior year reserves developed favorably by $360MM in 1Q16 and medical days claims payable increased 4 days YoverY to 51 days. Cash flows were $2.3Bil or 1.4 times net income.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.