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$HBAN said it expects full year 2015 revenue growth in excess of expense growth. Asset quality metrics are expected to remain near current levels. $HBAN expects net charge-offs to remain in or below its long-term expected range of 35-55 basis points.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.