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$NTRS' average earning assets for 3Q16 rose by 7% to $107.84Bil from $100.81Bil last year. This increase was primarily resulting from higher levels of securities. Earning asset growth was funded primarily by a higher level of borrowed funds and interest-bearing and demand deposits.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.