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Jimmy Bhullar of J.P. Morgan asks about U.S. sales. Teresa White, President of Aflac U.S., said that some markets underperformed in U.S. in 2Q16. She added that $AFL is confident to address those issues. CEO Daniel Amos added that the field force was down slightly in 2Q16, which dragged the U.S. sales results.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.