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During 3Q15, $PGR's insurance subsidiaries generated net premiums written growth of 14% and policies in force growth of 11% on a year-over-year basis. Excluding $PGR's property business, its net premiums written and policies in force rose 10% and 3%, respectively.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.