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$CBSH's total assets at Sept. 30, 2016 were $24.7Bil, total loans were $13.2Bil and total deposits were $20.2Bil. During 3Q16, provision for loan losses was $7.3MM higher than net loan charge offs but less than 2Q16. The allowance for loan losses rose to $154.5MM at Sept. 30, 2016, or 1.17% of period end loans.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.