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$HBAN's fully-taxable equivalent (FTE) net interest income for 3Q15 grew $29.8MM or 6%, from the year-ago quarter. This reflected the benefit from the $4.6Bil or 8% increase in average earning assets, partially offset by a 4 basis point reduction in the FTE net interest margin to 3.16%.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.