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$BBT 2Q15 Q&A Update – Daryl, CFO: On balance sheet going forward, I think the earning assets should pretty much be what we told you on the liability side. We are extinguishing the Federal Home Loan Bank advances, and you will see us starting to call some of their trust preferred, and other sub-debt obligations.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.