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$JPM has the capacity to put its balance sheet and its resources to work for its best clients, and thinks about using the resources in the context of overall relationships. If any peer is more leverage constrained and has less assets, the company may have competitive advantage and it will continue to make those resources available to clients.
No better outlook on $MSFT. Even if the results beat a bit, the stock may move 4 to 6% higher, but won't go above $60.